Find out if your future property qualifies for a USDA home loan!

Do you know if your home is eligible for USDA financing?

USDA loan qualifications change not only from state to state, but from county to county. Some counties define communities with populations under 25,000 eligible where other counties might only allow communities with populations under 10,000.

USDA loans can be used on brand new homes or existing properties. If a home was built within the past 12 months, the home buyer will need proof of certified inspection, 1-year home warranty and certificate of occupancy. For homes over a year old, the USDA requires that the home must be structurally sound, functional as a home, termite and home inspection and owner occupied.

National Bank Of Kansas City is experienced with USDA loans and we can help you determine if your property is eligible.

Complete our quick online application now and one of our experienced loan officers will work directly with your county to expedite the loan process.

 

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866-804-6550

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USDA Loans Can Be Used to Purchase:*

  • Pre-existing or new home
  • Condo or townhome
  • Land and the cost of building your own home