USDA Home Loan

100% financing available

Benefits of financing your USDA mortgage loan through National Bank Of Kansas City:

  • No down payment required*
  • Ability to lend to higher income households#
  • No mortgage insurance (PMI)

Even more benefits of USDA financing with National Bank Of Kansas City:

  • 3.5% USDA required funding fee can be financed
  • Closing costs can be financed up to appraised value (loan can exceed purchase price)*
  • 6% maximum seller contribution
  • 30-year fixed-interest rates
  • Flexible credit guidelines
Quick Online Application

Recent changes within the USDA now allow millions of Americans to finance homes using rural mortgage programs. These USDA loans:

  • Can be used to purchase or refinance
  • Are USDA insured
  • Are not just for farmers
  • Are 100% financing eligible